Have a Goal to Save Money? This Year DON’T Make a Budget and Succeed

Save2BMoney2BNo2BBudget_Plan

Is one of your goals to save money? Maybe pay down debt? Are you planning on, this time, sticking to your budget? Here’s an idea: don’t make a budget. Try this on for size: this year, make a Spending Plan.We may call ourselves a frugal family, but

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